FDIC

 

Deposit Rates

Certificate of Deposit*  Deposit Accounts
 
Annual Percentage Yields And Interest Rates Are Effective:
June 19, 2018 to June 25, 2018
For current rate information call (618) 243-5234.

Certificate Term
Minimum Balance
To Obtain APY
Interest Rate
Annual Percentage Yield
7-31 Day $5000 .05% .05%
91 Day $2500 .10% .10%
182 Day $2500 .35% .35%
9 Month $1000 .35% .35%
12 Month $500 .45% .45%
15 Month $1000 .45% .45%
21 Month $1000 .45% .45%
24 Month $1000 .55% .55%
30 Month $500 .65% .65%
48 Month $500 1.40% 1.40%
60 Month $500 2.20% 2.21%
18 Month IRA Var $500 .60% .60%
*Substantial penalty for early withdrawal

DDA Accounts
Minimum
Balance
To Avoid Service Charge
Interest
Rate
Annual Percentage
Yield
NOW Account $1,000 -or- Average of $2,000 .15% .15%
Money Market Account $2,500 0.25% 0.25%
Passbook Savings N/A 0.20% 0.20%

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