Loans

RESIDENTIAL REAL ESTATE

If you are looking to purchase a home, build a home, improve the one you have, or simply access the equity in your home, we have the product for you. Our loan officers can help you with a construction loan if you want to build or improve your home. We offer Adjustable Rate Mortgages, Long Term Fixed Rate Mortgages, and Rural Housing Loans to assist you in financing your home. Our Home Equity loan product can be used for a wide variety of purposes including home improvements, education expenses, or just about anything you might need. If you would like a real estate application, call, stop in, or click on the “contact us” link to e-mail us. We would be happy to fax or mail an application out to you.

CONSUMER AND AUTOMOBILE LOANS

Whether to purchase a new or used automobile or any other consumer purpose, one of our loan officers will be happy to help you arrange a loan to meet your needs. Stop in and see us or request an application by e-mailing us through the contact page.

AGRICULTURAL/COMMERCIAL LOAN

We recognize the importance of agriculture and our local businesses to our community. Thus, we have loan officers with agricultural experience who can tailor a loan plan to meet your individual needs. We offer our farmers/businesses a wide array of loan products including Real Estate Loans, Building Loans, Machinery Loans, Operating Loans, Revolving Lines of Credit, and Lines of Credit. We participate in Lending Programs offered through the State Treasurer and FSA Guarantees.