FDIC

 

Deposit Rates

Certificate of Deposit*  Deposit Accounts
 
Annual Percentage Yields And Interest Rates Are Effective:
December 11, 2018 to December 17, 2018
For current rate information call (618) 243-5234.

Certificate Term
Minimum Balance
To Obtain APY
Interest Rate
Annual Percentage Yield
7-31 Day $5000 .10% .10%
91 Day $2500 .25% .25%
182 Day $2500 .60% .60%
12 Month $1000 .70% .70%
18 Month $1000 .80% .80%
24 Month $1000 .90% .90%
30 Month $1000 1.00% 1.00%
48 Month $1000 2.00% 2.01%
60 Month $1000 2.75% 2.77%
18 Month IRA Var $1000 .85% .85%
*Substantial penalty for early withdrawal

DDA Accounts
Minimum
Balance
To Avoid Service Charge
Interest
Rate
Annual Percentage
Yield
NOW Account $1,000 -or- Average of $2,000 .20% .20%
Money Market Account $2,500 0.30% 0.30%
Passbook Savings N/A 0.25% 0.25%

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